Effective Date: September 17, 2026
These Terms and Conditions (“Terms”) govern your use of bausoinsurance.com and your interactions with Bauso Risk Solutions (“Bauso Risk Solutions,” “we,” “us,” or “our”). By using our website, you agree to these Terms. If you do not agree, please discontinue use of the website.
The website provides general information about Bauso Risk Solutions and may allow visitors to request insurance quotes, contact the agency, submit information, or access third-party insurance tools and services.
Submitting a quote request, application, form, email, text message, or other information through the website does not by itself create an insurance policy, bind coverage, modify coverage, or guarantee that coverage will be issued. Insurance coverage is subject to the applicable carrier’s underwriting requirements, policy terms, conditions, limitations, exclusions, and effective dates.
Do not rely on a website submission, quote, email, or text message as evidence that coverage is in force unless Bauso Risk Solutions or the applicable insurance carrier has confirmed coverage in accordance with the carrier’s requirements.
Insurance quotes may be based on information you provide and may change if information is incomplete, inaccurate, or subsequently verified or changed. Final premiums, eligibility, coverage, limits, deductibles, and policy terms are determined by the applicable insurance carrier.
- Provide accurate and complete information when submitting a quote request or communicating with us.
- Promptly notify us if information relevant to a quote or policy changes.
- Use the website only for lawful purposes.
- Do not attempt to interfere with, damage, or gain unauthorized access to the website or its systems.
By providing your telephone number and affirmatively consenting to receive text messages from Bauso Risk Solutions, you agree that we may send SMS messages relating to your quotes, applications, policies, service requests, appointments, and other agency-related matters.
- Message frequency varies.
- Message and data rates may apply.
- Reply STOP to opt out of SMS messages.
- Reply HELP for assistance where supported.
- SMS consent is not a condition of purchasing insurance or obtaining a quote.
You may continue to contact Bauso Risk Solutions by other available methods after opting out of text messaging. Opting out of SMS does not cancel an insurance policy or other service relationship.
The website may include third-party links, forms, widgets, quoting systems, payment systems, carrier resources, or other services. Bauso Risk Solutions does not control every third-party website or service and is not responsible for its content, availability, security, privacy practices, or terms. Your use of a third-party service may be subject to that provider’s separate terms and policies.
Unless otherwise indicated, website content, branding, logos, text, graphics, and other materials provided by Bauso Risk Solutions are owned by or licensed to Bauso Risk Solutions and may not be copied, reproduced, modified, or distributed without permission, except as permitted by law.
We strive to keep website information current and accurate, but information may contain errors, omissions, or become outdated. We may change or discontinue website content or functionality at any time.
To the extent permitted by law, the website and its content are provided on an “as is” and “as available” basis. Bauso Risk Solutions does not guarantee uninterrupted website availability or that the website will be free of errors, harmful code, or security vulnerabilities.
To the extent permitted by applicable law, Bauso Risk Solutions will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to use of the website, inability to use the website, or reliance on website content. Nothing in these Terms is intended to waive or limit rights that cannot lawfully be waived or limited.
Your use of the website is also subject to our Privacy Policy, which explains how we handle personal information and SMS-related information.
We may update these Terms from time to time. Updated Terms will be posted on this website with a revised effective date. Your continued use of the website after an update constitutes acceptance of the revised Terms to the extent permitted by law.
These Terms are governed by applicable laws of the State of New York and applicable federal law, without regard to conflict-of-law principles, except where applicable law requires otherwise.
Questions about these Terms may be directed to:
Bauso Risk Solutions
Stephen Bauso, Owner
Website: bausoinsurance.com
Email: sbauso@bausoinsurance.com
Phone: 716-728-4748